Good 2nd credit card reddit
WebWhen It Can Be a Good Idea to Get Another Credit Card. Consider seeking a new credit card when you're in one of the following situations: Your credit score has improved: If you already have a credit card and your credit score has increased since you first got it, you might now be eligible for a new credit card with premium WebFirstly, to get section 75 protection on larger purchases. Secondly, to earn cashback on spending (you can currently earn between 0.25% and 5% cashback on credit card purchases). Thirdly, to make use of 0% interest free periods and keep the money saved in an interest-earning account (process called stoozing).
Good 2nd credit card reddit
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Web7 minutes ago When to get 2nd Credit Card, if ever Credit Hello all, I have been building my credit for the last 4 years and am deciding on whether or not to get another credit card. I have had my Discover It card this whole time with a 7k limit on there. My utilization fluctuates between 0-20%. Currently it is completely paid off. WebIf you going for cash back citi double cash or Wells Fargo make a 2% back card (although citi is changing there’s to work more with gift cards). If your into investing fidelity has a …
WebI was rejected 3 months ago due to insufficient credit history (~6 months), Your mileage may vary. tl;dr: You stand a better chance of being approved for your next card if you wait for 2 months because: your credit history would have increased by 2 months . your credit limit increase would have been reflected in your credit report WebLooking for a good second Credit Card! Card Recommendation Request (Template Used) Any recommendations would be greatly appreciated! Current cards: (list cards, limits, …
WebJan 14, 2024 · 4 best second credit cards to complement your first. Chase Freedom Unlimited®: Best secondary credit card for points transfer. Chase Freedom Flex℠: Best … WebOne thing to mention about the Costco Visa is that the 4% cash back from the retailer is only if you have an executive membership (2% from the card, 2% from membership tier), not any of the lower tiers. But overall, 4% on gas (anywhere), 3% on travel/dining, 2% at Costco, 1% on all other purchases is pretty good.
WebSecond credit card I was advised by mortgage broker to get a second credit card. Any suggestions? Vote Finance Business, Economics, and Finance 0 comments Best Add a Comment More posts you may like r/PersonalFinanceCanada Join • 9 days ago Monthly savings 319 488 r/PersonalFinanceCanada Join • 7 days ago Bankruptcy Followup - A …
WebYou likely have the credit history and score to get a second card. I found that Discover is rarely accepted internationally where I travel regardless of what they say. Also, if you are … temperature bkWeb* Oldest credit card account age with you as primary name on the account: 1 year * Number of personal credit cards approved for in the past 6 months: 0 * Number of … temperature birmingham nowWebI think that you should consider opening a Apple Credit Card as your 2nd card mainly because they often give a higher credit limit to people with newer ages of credit. That … temperature birminghamWebDiscover IT is best first/second credit card! Customer service is unmatched and exceptional. Not to mention the app is very user friendly. 5% cash back this quarter on target, Amazon and Walmart online purchases. 5% cash back bonus categories change every quarter. Great for building credit. Oooh I was looking on that one on Credit Karma! temperature birmingham ukWebGood second credit card? Credit I recently got my first credit card (discover it chrome) 3 months ago and have a relatively good credit score (700+) however my history is so thin … temperature bismarck north dakotaWebA 740-750 Fico score can be arrived at on a clean/thin/young file, for example someone with just 1 credit card that has 6 months of credit history. A 740-750 Fico score can also be arrived at on a dirty/thick/aged file, for example someone with 4 accounts littered with major delinquencies, but with 15 accounts on their report and 15 years of ... temperature bkkWebAmerican Express Cash Magnet® Card or Blue Cash Everyday® Card from American Express. Both of them don’t have annual fees and they have different kind of cash back. … temperature birmingham england